I came across this article and I decided to share it, It's just one of those unproved grand theories from the Federal Reserve Bank of New York..
Below is the article..
New York (MainStreet) - Millennials aren’t given a lot of credit. They tweet too much. They Facebook too much. They've all moved back home with their parents and would rather spend time polishing their selfies than their resumes. Still, it turns out they've been doing one useful thing all along: building up permanent income potential.